Life Insurance

Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans to help you supplement your retirement income when your protection needs decrease.* This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans.*

*Policy loans will accrue interest. Any outstanding loans plus interest will reduce the cash value and death benefit of the policy.

Disclosure

John Paul Abenoja is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0K68017), FL, HI, ID, LA, NJ, NV, OH, TX, VA, WA, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, John Paul Abenoja is licensed and authorized to offer insurance in California, but Blue Sapphire Wealth Group may not be. For additional information on California licensure status, please click here.

John Paul Abenoja is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 733 Bishop St Ste 2200, Honolulu, HI, 96813, 808-450-7176. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, HI, NV, VA, WA, and WV. No offers may be made or accepted from any resident outside the specific states referenced.

John Paul Abenoja is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, HI, NV, VA, WA, and WV. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Blue Sapphire Wealth Group is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither Blue Sapphire Wealth Group nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​